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Core and More

ValuMed

ValuMed-Series II

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Core and More is a low-cost fixed indemnity medical program that starts with a CORE of medical benefits ... with the ability to add MORE coverage where needed, as determined by you and your clients.

Designed for groups of any size - as few as 5 insured employees.

No Industry or Class restrictions.

Tailor a plan that will suit the employees' particular needs.

CORE benefits are the minimum coverage that must be selected by your clients.

Customize the plan by adding MORE benefits to address the identified needs.

No deductibles ... no waiting period ... no pre-ex limitations.

And still MORE: offer an optional program of Dental, Life and Short-Term Disability benefits, all at a competitively-packaged rate. Click here for more information.

The CORE Medical Benefits provide limited coverage in most major areas of healthcare:

Inpatient Benefits: hospital confinement, surgery and anesthesia

Outpatient Benefits:

  • Doctor's visits
  • Surgical Procedures
  • Anesthesia
  • Specified Therapies
  • Diagnostic X-ray and Cardiovascular services
  • Laboratory Testing services
  • Wellness Care Visits
  • Emergency Room visits
  • Ambulance service
  • Prescription Drugs

More Information:

Summary of Exclusions and Limitations

Rating Worksheet

Core and More Ancillary Products Info

 Core and More Plan Information (PDF)

State Availability (PDF)

 Core and More Ancillary Plan Information (PDF)

Medical, Dental and Term Life/Short-Term Disability plans underwritten by Stonebridge Life Insurance Company, Rutland, VT