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Core and More

ValuMed

ValuMed-Series II

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Core and More offers the following ancillary benefits program for employees.

Dental

Service Type 1

 

Service Type II

 

Service Type III

Preventative & Diagnostic Services

 

Basic Services 
 

 

Major Services
 

 

 

 

 

 

 

 

 

 

Routine Exams
Bitewing X-Rays
Routine Cleaning
Emergency Palliative     Treatments
 

 

 

 

Fillings
Crown & Bridge Repair
Oral Surgery
 


 

 

 

Periodontics (treatment of gums)
Endodontics (root canal and pulpal therapy)


 

 

 

 

 

 

Plan Benefit:

 

Plan Benefit:

 

Plan Benefit:

   80% of Usual and    Customary Charges

 

   Scheduled Payment

 

   Scheduled Payment

 

 

 

 

 

Waiting Period:

 

Waiting Period:

 

Waiting Period:

    None

 

    None

 

    12 Months

 

 

 

 

 

$50 Plan Year Deductible for all services combined
$500 Plan Year Benefit Maximum for all services combined

Plus

Term Life

 

Short-Term Disability (STD)

  • $5,000 employee Life benefit
  • $5,000 matching Accidental Death benefit
  • Benefits reduce 50% at age 70

 

 

 

  • Up to 13 weeks of coverage if disabled
  • 50% of base pay to $125 per week
  • 14-day waiting period for benefits
  • Benefits reduce 50% at age 70

Weekly Package Rates: Employer pays all $4.50/$3.00*    Voluntary $7.00/$4.50*

*Where STD is not available because of statutory coverage.

More Information:

Summary of Core & More Ancillary Products' Exclusions and Limitations

Rating Worksheet

Return to Core and More Main Medical

 Core and More Plan Information (PDF)

State Availability (PDF)

  Core and More Ancillary Plan Information (PDF)

Medical, Dental and Term Life / Short-Term Disability plans underwritten by Stonebridge Life Insurance Company, Rutland, VT.