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ValuMed
is an expense-incurred
medical program that provides
limited benefits in a more
traditional format. The
program is designed only
for employees in certain
industries without access
to medical coverage, including
part-timers, hourly employees,
as well as irregularly-scheduled,
high turnover and/or seasonal
employees.
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Designed
for specific
industries*
with a minimum
of 51 eligible
lives.
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This
limited benefit
medical plan
provides benefits
on an expense-incurred
basis.
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For
opportunities
best answered
with a more
traditional
plan design.
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Utilizes
various care
and services
maximums to better
control premium
costs.
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Each
benefit category
has a maximum
benefit per
coverage year.
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No
deductibles
... no waiting
period ... no
pre-ex limitations.
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Incorporates
a non-directed
PPO feature.
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Offer optional
program of Dental
and Life &
Short-Term
Disability benefits.
Click
here for more
information.
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ValuMed
Medical Benefits provide
limited coverage in many
major areas of healthcare:
Inpatient
Benefits: hospital
confinement, surgery and
anesthesia
Outpatient
Benefits:
- Doctor's
visits (Including
Wellness)
- Diagnostic
X-ray and
Cardiovascular
services
- Laboratory
Testing
services
- Surgery
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- Emergency
Room visits
- Ambulance
service
- Prescription
Drugs
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* ValuMed
is available only to: unarmed
security guards; home healthcare
workers; hotel, restaurant
and cafeteria workers; retail
and convenience store workers;
customer service and telemarketing
workers; janitorial and cleaning
workers; temporary employment
agency workers specializing
in multi-functional employment
services; agricultural,
farm, landscaping, and ranch
workers; seasonal construction
workers; supermarket workers;
and movie theater personnel.
More
Information:
Medical,
Dental and Term Life/Short-Term Disability
plans underwritten
by Stonebridge Life Insurance
Company, Rutland, VT
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